How Much Car Can I Afford Based on My Salary?

Salesman talking to a customer about the features of a new car

It’s no secret that owning a car is expensive, especially due to the rising levels of inflation in the automotive industry.  Between the initial purchase price, insurance, gas, and maintenance costs, it can be tough to figure out just how much car you can afford.  But with a little bit of math and some knowledge …

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What Is a Good Salary?

Person counting dollar bills while another person has a pink calculator and notepad

Judging your salary against someone else’s might seem tempting; but that approach, unfortunately, neglects several factors such as age, industry, and experience level. So, what is a good salary? And how can you determine whether you’re being paid well? Here’s a quick guide to evaluate your salary, identify a suitable pay range and – hopefully …

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ChooseFI: The Best Podcast Duo Spreading the FIRE


Have you ever stumbled across your favorite early retirement blogger and had your mind blown? One blog post, and you’re off to the races. Chasing the dream. You start off just wanting to cut back and make some adjustments.  Before you know it, nothing matters except reaching the Holy Grail… Financial Independence. You’ve set Financial …

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Is a $20K Per Year Salary Good?

Dollar bills placed neatly on a row on top of data sheets and near a calculator and laptop

If you just got a job offer with a base pay of 20k, you might wonder whether it is a decent starting salary. For such a wage, you are right to be worried. In this guide, let me help you answer the question; is a 20k salary good? Is a $20k Salary Good? No, a …

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CIT Bank Savings Builder Account Review

Compared to the low national savings average of around 0.16% APY, online savings accounts such as CIT’s Savings Builder account offer competitive rates. In this CIT Savings Builder Review, I look closely at this online savings account to help you decide whether it is a good fit for you.  CIT Savings Builder Review – General …

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How Do You Teach Your Child About Money?

Money is often a sensitive topic for most parents. However, there is an urgent need for them to start talking about money with their kids. The problem is many parents need help with how to do this. So, how do you teach your child about money?  How Do You Teach Your Child About Money? Having …

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A Complete Guide to the 403(b) Retirement Account

Retirement plan can be a confusing topic because there are so many different options that are suitable for a variety of different situations. It is important to have an understanding of the options available to you so you can begin planning for your retirement. What is a 403(b) Plan? A 403(b) plan or a church …

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Is a $40K Per Year Salary Good?

Casio calculator on a white table next to a stack of $50 bills while a person writes on a small notepad

The Bureau of Labour Statistics states that the median salary for workers in the US is around $1,041 weekly, which equates to $54,132 annually.  But what if you’re not being offered that much? Should you still take a job that pays less than the industry average? What if you’re being offered almost 14k lower than …

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How To Counter Offer Your Salary

Business woman shaking a man's hand with two other colleagues smiling in an office

Let’s paint a picture.  It’s been months since you’ve been hunting for a suitable job. Customizing your resumé and applying to tons of job posts has you exhausted. Finally, you get an interview call, and it feels like your hard work has paid off.  But wait, your heart sinks when the interviewer tells you the …

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Where to Invest Your Money as Newlyweds

Now that the excitement of the big day has started to subside, you may have had some time to finally settle in with your spouse and adapt to your new way of life as a married couple. Money troubles can be a main cause of stress and anxiety in a marriage, so coming to an …

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