At $14 an Hour, What is Your Weekly, Monthly, and Yearly Salary?

Many individuals who work hourly jobs may wonder how much their hourly wage translates to in an annual salary. For those earning $14 an hour, this question becomes even more pressing. Understanding the yearly income corresponding to a given hourly wage is essential for budgeting, financial planning, and negotiating salaries.

$14 an Hour Is How Much a Year?

Assuming a full-time schedule of 40 hours per week, an individual earning $14 per hour would make $560 per week before taxes. Over the course of a year, this would amount to an annual income of $29,120 before taxes.

A laptop with dollar bills on its keyboard

However, it is essential to note that taxes will be deducted from this income, which will vary depending on factors such as filing status and state of residence. After taxes, the annual income for someone earning $14 per hour could be closer to $24,000-$26,000.

Going back to the early chapters of my career, I discovered contentment in a job paying $14 an hour. One early lesson involved realizing the importance of considering vacation days to avoid potential financial hiccups. A nugget of wisdom: meticulously plan your financial strategy.

$14 Per Hour Breakdown

$14 Per Hour Annual Salary

If you work at a job that pays $14 per hour, your annual salary would be $29,120 if you work full-time (40 hours per week) for 52 weeks. However, keep in mind that this is before taxes and other deductions. Your actual take-home pay will depend on factors such as your tax bracket, state taxes, and any benefits you may receive from your employer.

How Much is $14 Per Month?

If you work full-time at $14 per hour, your monthly salary would be approximately $2,426.67 before taxes and deductions. However, if you work part-time or have an irregular work schedule, your monthly salary may vary.

Now, let’s talk about workdays. Envision a bustling month like August 2023, boasting 23 workdays. Earning $14 an hour would be around $3,416 for the month. Now, fast forward to February, with its 20 workdays – still respectable at $2,800, indicating an 18% decrease from the summer high. And yes, I’m guessing your rent remains the same every month, no matter the comings and goings of workdays.

How Much is $14 Per Hour Per Week?

If you work full-time at $14 per hour, your weekly salary would be approximately $560 before taxes and deductions. This assumes a standard 40-hour workweek.

A woman smiling holding dollar bills

How Much is $14 Per Hour Bi-Weekly?

If you are paid bi-weekly (every two weeks), your salary for a two-week period would be $1,120 before taxes and deductions.

How Much is $14 Per Hour Per Day?

If you work full-time at $14 per hour, your daily salary would be approximately $112 before taxes and deductions. This assumes a standard 8-hour workday.

How Much is $14 Per Hour Part Time?

If you work part-time at $14 per hour, your salary will depend on how many hours you work per week. For example, if you work 20 hours per week, your weekly salary would be approximately $280 before taxes and deductions.

As a full-time employee earning $14 an hour, paid time off (PTO) is a significant benefit to consider. PTO typically includes vacation days, sick days, and personal days.

Employers may offer PTO as a set number of days per year or as an accrual system based on the hours worked. For example, an employer may offer 10 days of PTO per year or an accrual rate of 0.83 days per month (equivalent to 10 days per year).

When calculating the value of PTO, it’s essential to consider the number of days or hours offered and the hourly rate. For a full-time employee earning $14 an hour with 10 days of PTO per year, the value of PTO is $1,120 ($14 x 8 hours x 10 days).

Overall, PTO is a significant benefit when evaluating the total compensation package for a job that pays $14 an hour. It’s essential to understand the PTO policy and how it’s accrued or provided to make an informed decision.

A woman smiling while holding a pen and with a business report in front of her

$14 an Hour Budget

In my financial routine, preparation is non-negotiable. Budgets are meticulously outlined well before the month begins, and a post-month review is essential to ensure everything aligns.

If you’re paid weekly, your salary will be $560, and if you’re paid biweekly, it will be $1,120. However, it’s important to note that your annual salary will be around $29,120 before taxes. It’s essential to keep this in mind when budgeting for the year.

Regarding taxes, you can expect to pay around 12-15% of your income. This will vary depending on your state and any deductions you may have. It’s essential to calculate this ahead of time so you can budget accordingly.

It’s also important to factor in any deductions, such as health insurance, retirement contributions, and other benefits offered by your employer. These deductions will lower your take-home pay, so it’s important to factor them into your budget.

Overall, as someone earning $14 an hour, it’s essential to have a clear understanding of your budget and take-home pay. By factoring in taxes and deductions, you can create a budget that works for you and ensures you can cover all your expenses.

How To Live on $14 Per Hour

As someone who has worked with individuals on tight budgets, I understand how challenging it can be to live on a $ 14-per-hour salary. However, with careful planning and budgeting, it is possible to make ends meet.

First, let’s break down what $14 per hour equals in monthly pay. Assuming a 40-hour workweek, your monthly gross income would be $2,416. From there, you must factor in taxes and other deductions, which will vary depending on your state and employer.

To get a better idea of your take-home pay, it’s helpful to look at your weekly or biweekly salary. If paid weekly, your take-home pay would be around $480 per week. For those paid biweekly, your take-home pay would be around $960 every two weeks.

Four women in an office after meeting

When budgeting, you must consider your expenses, including rent or mortgage payments, utilities, transportation costs, groceries, and any other bills or debts you may have. It’s also important to set aside some money for emergencies and unexpected expenses.

To maximize your income, consider using budgeting tools and apps to track your spending and identify areas where you can cut back. Look for ways to save on groceries, such as buying in bulk or using coupons, and consider carpooling or using public transportation to save on transportation costs.

Overall, living on a $14 per-hour salary may require some sacrifices and careful planning, but with the right mindset and tools, it is possible to live comfortably within your means.

5 Ways to Increase Your Hourly Wage

As someone who has worked in finance, I’ve seen many people struggle to make ends meet on a low hourly wage. If you’re in this situation, there are a few things you can do to increase your hourly rate.

Firstly, consider taking on additional responsibilities at work. If you can show that you’re willing to take on more work and have the skills to do so, you can negotiate a higher hourly wage. Additionally, taking on more responsibilities can help you gain experience and develop new skills, which can be valuable in the long run.

Another way to increase your hourly wage is to pursue additional education or training. This can help you develop new skills and knowledge that make you more valuable to employers. Additionally, having additional certifications or qualifications can help you stand out from other job candidates and counter a salary offer prior to deployment.

If you’re currently working part-time, consider looking for full-time work. Full-time employees often receive better benefits and higher hourly wages than part-time employees. Additionally, full-time work may provide more stability and security than part-time work.

Negotiating your hourly wage is also an option. If you feel you’re being paid less than you’re worth, consider asking for a raise. Be sure to have evidence of your performance and contributions to the company to support your request.

A man tapping on his phone with dollar bills and open laptop in front of him

Picture this: after the workday concludes, I immerse myself in a side hustle – curating and monetizing artwork. It’s not just an additional income stream; it’s a means of gaining more control in the financial realm.

Lastly, consider working overtime if it’s available. Overtime pay is often higher than regular hourly pay and can help boost your overall income. However, balance your work and personal life to avoid burnout. By taking these steps, you can increase your hourly wage and improve your financial situation.

Jobs that Pay $14 an Hour

As a finance expert, I understand the importance of finding a job that pays a fair salary. While $14 an hour may not seem like much, it can add up to a decent salary if you work full-time. It amounts to an annual income of around $29,120, assuming a 40-hour workweek.

Many entry-level positions pay around $14 an hour, including:

  • Retail sales associate
  • Customer service representative
  • Food service worker
  • Administrative assistant
  • Warehouse worker

While these jobs may not require a college degree, they can provide valuable experience and a steady income. It’s worth noting that $14 an hour is above the current federal minimum wage of $7.25 an hour, which hasn’t been raised since 2009.

Of course, what constitutes “good pay” can vary depending on where you live and your personal circumstances. However, for many individuals, $14 an hour can be a decent starting point for a career.


Overall, $14 an hour can provide a comfortable living for some individuals, but it may not be enough to cover all expenses or achieve long-term financial goals. It’s essential to evaluate individual circumstances and create a financial plan that aligns with personal goals and priorities.

Jared Bauman is the owner and editor of He has started and sold several companies, along with owning several investment properties. His interest in personal finance started as a young kid, developed through his entrepreneurial ventures and real estate investments, and continue through his conversations with friends and colleagues.

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