9 Great Money Tips for Spender and Saver Marriages

Saver Spender marriages

Everyone has a different financial personality. You’re either a spender or you’re a saver. Maybe you’re genuinely somewhere in between or you have spending habits where you spend and others where you save, but generally… you lean one way or the other. 9 Great Money Tips for Spender and Saver Marriages When it comes to …

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The Savings Rate Challenge: How to Save More Money!

Savings rate challenge

What if every college student was required to take a class that covered budgeting, investing, and how to get out of debt? Imagine the difference it would make! I wish more than anything that schools today would at least do one class on personal finance. It would be a game-changer. The sad reality is that …

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Is a $90K Per Year Salary Good?

Woman with glasses fanning dollar bills with her hand

Let me be honest here, it is not easy to say whether you are earning a good salary or not. However, I will do my best to help you understand if earning $90,000 per year will bring you the financial stability you have always wanted. So, is a $90k salary good? Is a $90K Salary …

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Is a $60K Per Year Salary Good?

Man counting dollar bills with his two hands

I get it, you have concerns. However, when it comes to whether you are getting paid a good salary or not, there’s not a straightforward answer. On one hand, $60k a year will enable you to live comfortably. On the other hand, someone else is struggling with this salary. So, is a $60k salary good? …

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How to Build up Financial Discipline

financial freedom

There are many different financial planning strategies, and the advice could be more precise. While the advice you receive can be helpful in some cases, it can leave you feeling confused or overwhelmed in others. Learning to build up financial discipline can help you live without falling into debt or suffering from unexpected expenses. How …

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What is Zero-Sum Budgeting [And How to Use it]

zero based budgeting

Do you know what the most challenging thing about budgets is? No, it’s not creating it. It’s having the discipline to stick to it. In most cases, this lack of discipline usually comes because everything is not accounted for so you have a lot of idle cash. That’s where zero-sum budgeting comes in. What Is …

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The 50/30/20 Rule: Is it the Best Budget for you?

It can feel impossible to stay on top of your finances and ensure that you manage your money correctly. Luckily, an easy-to-follow budgeting rule takes all the guesswork out of financial planning: the 50/30/20 budget rule. Let’s look at how it works and if it’s the right strategy for you. What Is The 50/30/20 Rule? …

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Is a $50K Per Year Salary Good?

Canadian and American money coins and bills on the table

With the rapid inflation and skyrocketing housing rates, living costs have increased. So, if you earn an annual income starting at 50K per year, you might wonder if it is the right pay for you. So, is a 50K salary good? Let’s find out.  Is a $50K Salary Good? Yes, a $50K salary is good …

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Is a $30K Per Year Salary Good?

Man counting dollar banknotes

So, you just got a new job offer, and the starting salary is around 30K. While you are eager to start working, you are wondering, is a 30K salary good enough to sustain me? How much an hour can you make with this salary? Let’s find out Is a $30K Salary Good? A $30k salary …

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