Is a Police Officer’s Salary Good?

If you are considering a career in law enforcement or criminal justice and wondering, “Is a police officer’s salary good?” the answer is that it depends. Several factors can determine your salary, such as your city or state, years of experience, and the type of law enforcement job.

Is a Police Officer’s Salary Good? 

Yes, a police officer’s salary is generally reasonable. Police officers receive an average salary of about $70,740 a year as of May 2021, according to the latest data from the Bureau of Labor Statistics. This is significantly higher than the national average salary for all occupations, around $58,260.

Police cap, sunglasses, radio and keys are placed together on a red table

That being said, a police officer’s salary is not necessarily “good” in the sense that it will make you wealthy. In addition to their base income, officers may receive overtime pay and additional benefits for working holidays or special assignments. This is especially true for officers in large cities where overtime can add up quickly.

How Much Do Police Officers Earn?

Leading a law enforcement officer career is relatively easy due to the many opportunities available. However, you should know that police salaries in the U.S. can vary dramatically, depending on a variety of factors. These include: 

  • State
  • Experience 
  • Education (College degree or specialized police training)
  • Police Rank 
  • Union membership


One major factor that affects the average wage of police officers in the U.S. is the State in which they work. Police forces in urban areas, such as California or New York City, earn higher salaries due to the higher cost of living in those areas. 

Conversely, law enforcement officers in rural areas may earn lower salaries on average due to the lower cost of living. Additionally, police in states with higher salaries may also earn more than those with lower salaries. Federal officers may also earn higher than those working for state or local governments. 

According to Forbes, the top 10 States where police officers earn the highest salaries include: 

  1. California: $105,220
  2. Alaska: $87,870
  3. New Jersey: $86,840
  4. Washington: $80,200
  5. Hawaii: $78,720
  6. Illinois: $78,350
  7. New York: $77,490
  8. Colorado: $75,720
  9. Delaware: $73,740
  10. Nevada: $73,660
Hand holding a pen as he writes on a check book


Another factor that affects the average salaries of police officers is their level of experience. As with many professions, police officers who have more years of experience can negotiate for more salaries with better benefits. 

This is because they have had more time to gain valuable skills and knowledge and have proven themselves valuable assets to their department.

For example, according to Indeed, rookie police in the U.S. earns an average of $31,965 per year, while a police supervisor can bag as high as  $152,090 (top 10%) or a median of around  $92,970 per year. 


Policemen with a college degree or higher may be eligible for higher pay, as they have proven dedicated to their jobs and gained higher knowledge and skills. 

Additionally, officers with specialized training in criminal justice, forensic science, criminal investigators, or SWAT may be eligible for higher pay without working extra hours. 

Having a college degree can help officers earn more salaries. However, these criteria will depend on the police departments you work with. 


As expected, your rank will also affect how much you make. Generally, police officers who hold higher ranks, such as sergeant or lieutenant, typically get paid more salaries than those at a lower rank, such as patrol officers. 

This is due to the increased responsibilities and leadership roles that come with higher ranks.

The pay for different police ranks also varies in different departments. 

Police officer wearing a yellow vest as he observes a local event

How to Determine if a Police Officer’s Salary Is Good for You

After considering the factors, you probably know how much you might earn if you decide to join law enforcement officers. So, now you should ask yourself: Is this salary good for me?

Again, there is no direct answer here. Depending on how much money you earn with your police job, you will need to consider factors such as:

  • The cost of living in your area
  • Your current financial situation
  • Your long-term financial goals
  • The type of lifestyle you want to lead, and other factors

The Cost of Living in Your Area

The cost of living in your area can significantly impact the value of your average pay as a criminal justice expert. For example, if you live in an expensive city like San Francisco, a police officer’s pay may go farther than it would in an area with a lower cost of living. 

This could make it difficult for you to afford necessities like cars, housing, and food. In this case, law enforcement salaries would not be good.

On the other hand, if the cost of living where you work is low, the salaries may go further and allow for more financial flexibility. So, you must consider the cost of living where you will be doing law enforcement work to understand if different salaries will benefit you.

Your Current Financial Situation

While you might not think about it too much, your current financial situation will significantly impact whether the average police officer’s pay will be sufficient for you. 

You will need to analyze your current financial position. Next,  ask yourself if the salary you will be earning can lessen your financial burden while still allowing you to live comfortably.

Let me explain. If you have a lot of debt or other financial obligations, you will spend a good chunk of your earnings taking care of this. In this case, your salary is insufficient to meet your needs. 

On the other hand, if you have a good handle on your finances and do not have many financial obligations, you may feel that your payment is sufficient for your needs. 

Man wearing a printed long sleeved shirt while holding dollar bills

Your Long-Term Financial Goals

If you have long-term financial goals to build wealth, which require significant savings, such as buying a house or saving for retirement like a 403b account, your salary is insufficient to achieve those goals on time. This is especially true if you are earning entry-level income. 

However, if your long-term financial goals are more modest, the salary might enable you to achieve them without sacrificing too much. This then would mean that a police officer’s salary is suitable for your lifestyle. 

Your Lifestyle 

You can live in an affordable city with no saving goals or even debt. However, if you lead a luxurious lifestyle with many expensive hobbies and activities, you might need help if you earn entry-level pay. 

However, if you are content with a more modest lifestyle and do not splurge your earnings on expensive things, the salary from a law enforcement career will be good for you. So, depending on how much you earn, you should be careful how you spend your money to lead a life with no financial woes.

Related Questions 

What Kind of Cops Get Paid the Most?

Officers who hold higher ranks or have specialized training or education tend to earn higher than those who do not. For example, a detective or a member of a specialized unit, such as a SWAT team, may earn more than a patrol officer. 

Are Police Officers Middle Class?

Yes, police officers are generally considered part of the middle class. The median income for a police officer in the United States is around $65,000 per year, which falls between two-thirds and double the national median income, also known as the middle class. 


Ultimately, the amount law enforcement officers earn will depend on their state, experience, college degree, rank, and union membership. Whether or not these salaries are good for you depends on your spending habits, the cost of living in your area, your current financial situation, and any long-term financial goals you have. 

Jared Bauman is the owner and editor of He has started and sold several companies, along with owning several investment properties. His interest in personal finance started as a young kid, developed through his entrepreneurial ventures and real estate investments, and continue through his conversations with friends and colleagues.

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