Creating a fully funded emergency fund should be the first step for people trying to get their finances in order. These days the average American only has about $400 of emergency cash on hand. That’s hardly enough to pay for a month’s worth of food, let alone other basic needs such as housing and utilities. If you don’t already have an emergency fund then follow this … [Read more...] about The Definitive Guide: How to Start & Build an Emergency Fund
Ultimate Guides
46 Easy and Cheap Meal Prep Recipes You Can Make for $2 or Less Per Serving
I have a confession to make. My wife and I really struggle to follow a budget. Don’t get me wrong, we have a budget! Heck, we actually have 3! One in excel, one in Mint, and another in Ynab. But our problem is actually following our budget. A few months ago we started to take this more seriously because we knew we weren’t saving to our fullest potential. The biggest … [Read more...] about 46 Easy and Cheap Meal Prep Recipes You Can Make for $2 or Less Per Serving
What is a Sinking Fund? The Key to Smart Budgeting
Most people spend their entire year looking forward to the Christmas season! Getting together with family, eating great food, and celebrating the birth of Christ. Oh and one more thing! Presents. That’s when the anxiety starts to hit. You start to ask yourself, “How am I going to pay for all these gifts?” You realize that you should have planned ahead, setting … [Read more...] about What is a Sinking Fund? The Key to Smart Budgeting
The Ultimate Guide to Finding the Best Expense Ratio
There is a killer on the loose wreaking havoc on retirement and saving accounts around the world. Year after year, a portion of your hard-earned savings are being withdrawn, often without your knowledge. You’ve worked hard, trimmed your budget, picked up a side hustle, automated your investing, and said "No!" to all of the materialistic desires that constantly beg to be … [Read more...] about The Ultimate Guide to Finding the Best Expense Ratio
The Ultimate Meal Prep Guide to Save You Time and Money
I truly believe that learning how to cook for yourself is one of most life-changing habits to step on the gas and fast track your way to Financial Independence! This meal prep guide alone could help you save an additional $215,000 for retirement. Don’t believe me? Check out our recent post on “How Meal Prepping can save you $215,000 for Retirement” where I break down the … [Read more...] about The Ultimate Meal Prep Guide to Save You Time and Money