I’m not going to beat around the bush today. I don’t really care about trying to draw you in with some exciting introduction or illustration to get you to scroll down the page and read the rest of this post. Why not? Because today we’re talking about budgeting. And budgeting is not fun. “Budgeting is boring.” “Budgeting sucks.” “Budgeting is for … [Read more...] about Zero Based Budgeting: The Ultimate Guide to Win with Money
Budget like a Pro
Why We're Going Back To Tracking Our Spending Have you ever had a moment where reality hits you in the face? A few weeks ago I was skimming through my twitter feed and a blogger friend of mine had posted something that stopped me in my tracks. I’ll share the tweet here in a second, but first let me share what the past couple of years have looked like. Three years … [Read more...] about Why We’re Going Back to Tracking Our Spending
Creating a fully funded emergency fund should be the first step for people trying to get their finances in order. These days the average American only has about $400 of emergency cash on hand. That’s hardly enough to pay for a month’s worth of food, let alone other basic needs such as housing and utilities. If you don’t already have an emergency fund then follow this … [Read more...] about The Definitive Guide: How to Start & Build an Emergency Fund
Today I want to start with a question. What is one of the most universally advised practices that so few people actually do? Think for a minute. Budgeting. Nearly every living person recognizes the value in creating a budget. Everyone knows how important they are to saving money. Retirement experts, financial advisors, and money bloggers all hype up the value in … [Read more...] about The 50/30/20 Rule: Is it the Best Budget for you?
I’ve been putting this challenge off for months, but the time has come. I’m going to take 12 weeks to see exactly what it takes to lower our monthly food bill and save money on groceries. Everyone knows that food is one of the biggest monthly expenses and it probably has the most variability from person to person. Some people find ways to get by on $100 a month while others … [Read more...] about The Great Big “Save Money on Groceries” 12 Week Challenge